Free: the 8 red flags checklist
Scammers can clone a voice. One check stops the panic.
The 60-second check your parent runs before she taps, wires, or calls back. Print it. Put it by her phone — eight red flags, a stop-or-go score, and who to call first.
Free, printable, and ready today. Built for the adult child who answers when an aging parent asks, “is this text real?”
The checklist is free. The Text Scam Detector is a separate paid PDF at $9.99 — not included with the free download.
By Shirley Pegram · 35+ years of fraud investigation experience
A real buyer just checked out. Same store, same instant PDF — no ratings or results invented to dress that up.
Free checklist preview
Print it. Keep it by the phone. Never post your answers online.
Stop — hang up
Go — you verified
Free download · not the paid detector
Who this is for
If you have a phone, a bank account, or a parent who answers unknown numbers, this is for you. No jargon. Just the exact steps an investigator would take.
Protect parents and kids with a shared plan.
Plain-language checklists by the phone.
Spot the signs before money leaves.
Recover fast with a 24-hour action plan.
Lock down accounts, payroll & wires.
Stay one step ahead of every new scam.
Start here
The best-value bundle covers two generations for $27, and the premium investigator’s guide is the complete playbook for serious cases.
Priced against the loss it prevents — one scam text can move thousands out of a savings account in minutes. A guide costs less than the phone call to your bank.
Secure checkout · Visa, Mastercard, Amex, PayPal, Apple Pay & Google Pay. 30-day money-back guarantee — email hello@securehustlequeen.com.
35+ Years of Fraud Investigation Experience
Priced against the loss it prevents — one scam text can move thousands out of a savings account in minutes. A guide costs less than the phone call to your bank.
Secure checkout · Visa, Mastercard, Amex, PayPal, Apple Pay & Google Pay. 30-day money-back guarantee — email hello@securehustlequeen.com.
35+ Years of Fraud Investigation Experience
Best-selling guides
Case files
Evidence 01
PDFProtect yourself and the people you love.
Shop this guideEvidence 02
PDFStep-by-step plan to secure your identity and credit.
Shop this guideEvidence 03
PDFSpot the signs. Protect your heart and your money.
Shop this guideEvidence 04
PDFVerify before you wire. Stop scams in their tracks.
Shop this guideAbout Shirley Pegram
I'm Shirley Pegram, founder of Digital Hustle Queen and a career investigator with 35+ years uncovering fraud, following the evidence, and helping people take back control. Every guide here is built from real cases, real tactics, and what actually works.
My mission is simple: investigate the truth, stop the scam, protect your future.
Full storyInvestigate. Verify. Protect.
From real families
“I bought the Elder Fraud Guide for my mom and we filled it in together. It gave us a clear plan and a shared vocabulary for talking about scam calls.”
“The Identity Theft Planner walked me through freezing my credit step by step. Clear, calm, and easy to follow on my own schedule.”
“Shirley writes like she is sitting at your kitchen table. No jargon, just the exact steps an investigator would take. I keep the wire-fraud guide next to my laptop.”
Scam-text questions, answered
The most common scam-text questions, answered from 35+ years of fraud investigation experience. Each one points back to the free 8 Red Flags checklist.
Run any text, email, or call against the 8 red flags: urgency to act now, requests for gift cards or crypto, “verify your account” links, and a sender who refuses a live call. Zero flags means go; three or more means stop and treat it as a scam. The free 8 Red Flags checklist walks you through it in 60 seconds.
A package delivery text scam is a fake USPS, FedEx, or UPS message claiming a package is held or needs a small rescheduling fee. The link leads to a phishing site that steals your card or personal details. Real carriers do not text you to pay a fee through an unfamiliar link — check the message with the free checklist before you tap.
No. The IRS does not make first contact by text message demanding personal or payment information, and it never asks for gift cards, crypto, or same-day wires. Any first contact by text claiming to be the IRS is fraud.
A bank account alert text scam sends a fake fraud alert — often “Did you attempt $480 at Target? Reply NO to cancel” — to panic you into replying or tapping a link that steals your credentials. Call your bank on the number printed on your card, never the one in the text.
Do not enter any information. Close the page, run the 8 red flags check, forward the text to 7726, and delete it. If you already entered a password or code, change the password from a different device, re-verify two-factor authentication, and call your bank. The free checklist plus the Text Scam Detector include a first-30-minutes response plan.
Comparing options? Read free FTC printables vs. the Secure Hustle Queen checklist or the Text Scam Detector vs. RoboKiller.
Start with the free 8 Red Flags checklist — then sort any text into Scam or Safe in 30 seconds, before you tap. Every guide is an instant PDF download, backed by a 30-day guarantee.
